SME Credit Analyst (RWF 300M – 500M Borrowings) – EQUITY BANK

CAREER OPPORTUNITY AT EQUITY BANK

Equity Bank is one of the region’s leading banks whose purpose is to transform the lives and livelihoods of the people of Africa socially and economically by availing them modern, inclusive financial services that maximize their opportunities.

With a strong footprint in Kenya, Uganda, Tanzania, Rwanda, DRC, and South Sudan, Equity Bank serves more than 20 million customers – the largest customer base in Africa.

Currently, the Bank is seeking additional talent to serve in the following role:

Job Title: SME Credit Analyst (RWF 300M – 500M Borrowings)

Department: Credit Risk / Underwriting
Reports to: Head of Credit Underwriting (with oversight from the Director of Credit)
Location: Head Office, Kigali

Role Purpose

To provide end-to-end credit analysis, due diligence, and portfolio monitoring for SME borrowers with borrowing needs in the RWF 300M–500M range. The role requires high-quality analysis, structured recommendations, and the ability to manage high volumes of SME credit applications without compromising standards.

Core Competencies

• Financial and credit analysis skills.

• Proficiency in financial modeling, stress testing, and ratio analysis.

• Knowledge of SME business models and cash flow dynamics.

• Strong report writing and presentation abilities.

• Capacity to manage high transaction volumes.

Behavioral Skills

• Integrity, accountability, and judgment.

• Strong problem-solving and critical thinking.

• Resilience under pressure with ability to juggle multiple files.

• Team player with strong communication and committee defense skills.

• Customer sensitivity while maintaining prudent credit judgment.

Performance Metrics

• Quality and timeliness of SME credit proposals.

• Volume of files processed without compromising standards.

• Portfolio quality (PAR, NPL ratios within thresholds).

• Compliance with TAT and governance standards.

Application Procedure

If you meet the above requirements, submit your application quoting the job opportunity you are applying for as the subject of your email to:

jobsrwanda@equitybank.co.rw

Deadline: 8th October 2025

Please include:

• Detailed Curriculum Vitae

• Copies of relevant certificates and testimonials

• Daytime telephone contact and email address

Only short-listed candidates will be contacted.

Equity Bank is an equal opportunity employer.

We value the diversity of individuals, ideas, perspectives, insights, values, and what they bring to the workplace.

https://equitygroupholdings.com/rw/uploads/SME-CREDIT-ANALYST–RWF-300M—500M-CORROWINGS-.pdf

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